July 1 Financial Changes: What You Should Know

July 1 Financial Changes

As we approach the start of a new financial year, a range of important financial changes will come into effect from 1 July that could impact your income, superannuation, retirement planning and household budget. While many Australians only hear about these updates when they start noticing changes in their payslip or tax return, understanding them […]

How Families Can Stay Ahead Financially in 2026

Australian families are feeling the pressure from every direction. Grocery bills are climbing, mortgage repayments remain high, fuel and energy costs continue to rise, and ongoing discussions around tax reform and property investment changes are creating uncertainty for households trying to build financial security.

SMSF Loans Transforming Retirement

How Self-Managed Super Fund Loans Can Transform Your Retirement Strategy For many Australians, superannuation is their biggest long-term investment. But traditional super funds often limit how your money is invested and how much control you have over your retirement strategy. That’s why more investors are exploring Self-Managed Super Funds (SMSFs) and SMSF lending as a […]

The Rate Rise & How You Can Still Win

The recent RBA rate rise marks a new phase in Australia’s mortgage market, one where competition between lenders and smart borrowing decisions matter more than ever.

Lending in 2026: What’s the Outlook?

As we have been catapulted into 2026, the Australian finance landscape continues to evolve at pace. From shifting interest rates and lending policies to increased demand for tailored finance solutions, borrowers are seeking clarity, confidence and expert guidance more than ever before.

Seasons Greetings from Crafted Capital

As we take a moment to reflect on the year that was, we want to sincerely thank everyone who has been part of our journey, our clients, professional partners, lenders, and supporters. Your trust and collaboration have been instrumental in shaping Crafted Capital into what it is today.

First Home Buyers and the need for an Experienced Mortgage Broker

First Home Buyers Scheme Mid North Coast

Buying your first home is a major milestone and recent changes to the Federal Government’s first home buyers scheme now make it easier than ever, especially in regional areas like Port Macquarie. But these new rules come with eligibility traps, regional variations, and strategic considerations. That’s where a mortgage broker can be your most valuable guide.