We are here to help
At Crafted Capital, we’re here to make your financial journey simpler, smarter, and more personalised. Whether you’re buying your first home, refinancing an existing loan, or exploring commercial finance options, our experienced team is ready to guide you – every step of the way.
Reach out today to book a consultation or ask a question. We’re here to help you make confident, informed decisions about your future.
Frequently Asked Questions
Your questions answered, for your peace of mind.
What types of loans do you offer?
At Crafted Capital we can help you with home loans, refinancing, self-managed super fund loans, commercial or construction loans and equipment financing.
How can I apply for refinancing?
Applying for a refinancing loan is a relatively straightforward process, but it helps to be well-prepared. To get started with refinancing you simply need to get in touch with us and we will step you through your options and what we need to get started.
What is SMSF lending?
SMSF lending refers to Self-Managed Super Fund lending, which allows a self-managed super fund (SMSF) to borrow money to purchase investment assets – typically property -within the fund. It’s a specialised type of finance regulated by the Australian Taxation Office (ATO) and governed by strict rules under the Superannuation Industry (Supervision) Act 1993 (SIS Act).
How long does the approval take?
The time taken to process a finance application varies, but when you work with Crafted Capital, we advocate on your behalf with our lenders to make the process as swift and stress-free as possible.
Is Crafted Capital Registered?
Yes! Crafted Capital Pty Ltd is 100% compliant and registered with all relevant bodies. Our Credit Representative number is 569790 and we are authorised under Australian Credit Licence 38928.
What is the application process?
Each application is different, however we work with you to submit your application process with all the relevant documentation and financial records to ensure a smooth and stress-free process. In collaboration with our lenders will use the information we provide in your application to assess your income, credit and borrowing power, ensuring you are matched with the right loan for your circumstances.
Can I get a loan with bad credit?
It is often possible to secure a loan with credit issues, however it can often come with certain trade-offs such as a higher interest rate or the need for a guarantor. Common reasons for bad credit include defaults or late payments, bankruptcy, debt agreements, low credit scores or irregular income. We can work with your situation to assess your borrowing power and whether seeking finance is the right solution for your circumstances.
What are the eligibility requirements?
Eligibility requirements vary between different lenders, and the type of loan. Some criteria include age and residency, stable employment and income, credit history, existing debts and financial commitments, deposit or equity and the loan purpose. Chat to us and we can help you navigate the way forward with your finance goals in mind.
How soon can I access my funds?
Once your loan is formally approved, the time it takes to access the funds can vary depending on the loan type, the lender and whether you’re buying, refinancing, constructing a home or personal vs business lending. We can assess your situation and give you more detailed advice on this once we establish some of the key variables pertaining to your application.
Can I pay off my loan early?
Paying off your loan early is often possible, but whether that is a good idea or not, is dependent on the type of loan and your lenders particular terms around early exits. We can discuss this in your initial consultation so you have all the information before making any decisions around paying off your loan ahead of time.
Still Got Questions?
Reach Out to Us
We’re here to assist you with your financial needs. Please feel free to contact us!