Could The Rate Cut Save You Thousands?

BOOK YOUR MORTGAGE HEALTH CHECK WITH CRAFTED CAPITAL TODAY!

Just yesterday, the Reserve Bank of Australia announced a rate cut by 25 basis points putting the cash rate at 3.6%, bringing potential relief to homeowners across the country. But while interest rate reductions can mean more money in your pocket, the reality is many borrowers are still paying more than they need to on their home loans.

At Crafted Capital, we believe now is the perfect time to check the health of your mortgage and see if you could be saving thousands by taking advantage of the current market conditions.

Why Rate Cuts Matter for Your Mortgage

A rate cut can significantly reduce your repayments – but only if your loan reflects the new, lower rates. Many lenders don’t automatically adjust existing customers to their most competitive rates, which means you could be missing out on big savings.

By reviewing your mortgage now, you can:

  • Lower your interest rate and reduce your monthly repayments
  • Pay off your loan faster by keeping your repayments the same
  • Free up cash for other financial goals or household expenses


What is a Mortgage Health Check?

A mortgage health check is a simple review of your current home loan to ensure it’s still the right fit for you. Our experienced team at Crafted Capital will:

  • Compare your current rate against the latest market offers
  • Assess your loan features, fees, and flexibility
  • Explore refinancing or restructuring options that could save you money


Why Choose Crafted Capital?

As an experienced and customised finance lender in Port Macquarie, we service from Mid North Coast to Sydney and beyond. What is even better is that Crafted Capital offers more than just competitive rates – we provide:

  • A wide range of lending options tailored to your needs
  • Years of experience navigating the Australian finance market
  • Personalised customer service that puts you first
  • Loans for an extensive range of purposes beyond just mortgage borrowing

Our industry knowledge and hands-on approach mean we take the time to understand your situation and find solutions that work for you – not the banks.

Act Now and Start Saving

With rates on the move, timing is everything. The sooner you book your mortgage health check, the sooner you could start saving.

💬 CONTACT US to book your mortgage health check with Crafted Capital today and find out if this rate cut could put thousands back in your pocket.